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Home loans: Is a credit facility to support capital for retail customers wishing to buy houses in projects that VietABank has partnership, which is secured by the property itself as collateral

PRODUCT FEATURES

  • Lending ratio: up to 100% of the home's value

  • Tenor: depending on each specific project and up to 25 years (300 months)

  • Lending method: One-time loan

  • Customer age: From 22 to 65 years old

  • Collateral: properties formed from the loans and/or other assets

Registration and use

Current partnered projects:

No.

Name of project

Project location

Developer

1

Doanh Nhân Tower Complex

No. 01 Thanh Binh Street, Mo Lao Ward, Ha Dong District, Hanoi

Tay Do Import-Export Investment Joint Stock Company

2

Central Coastal High-end Hotel & Apartment Complex (Premier Sky Residences)

Redstar Luxury Villas, Phuoc My Ward, Son Tra District, Da Nang City.

Minh Dong Tourism and Trade Co., Ltd.

3

Conic Riverside Apartment Project

Lot 3, Residential Area 13 B - South City New Urban Area, Ward 7, District 8, HCMC

Linh Phong Investment & Development Construction Joint Stock Company - Conic

FAQ

Frequently asked questions about the product
01

Can I go to any VAB location to get a loan?

Award information is updating ...
02

I bought a house and wanted to get a loan at VAB to pay the seller and mortgage it with this house, but the seller required to pay in full before I could transfer the title to me, so the In this case, will VAB disburse to prepay the seller and then transfer the title of the certificate of ownership?

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03

I have a need for a home loan, but now I have paid off all the sellers. From the date of payment to the seller to the date I asked VAB for a loan, it has been 3 months, the certificate has been transferred to me for 1 month. So in this case, will VAB lend me a loan for the purpose of buying that house?

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04

Is the loan procedure at VAB complicated or not?

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05

My child goes to study abroad/medical treatment (domestic and foreign), does VietABank provide a loan to pay for tuition/medical treatment?

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06

Projects that have signed association with VAB but do not have a certificate of ownership or use for the apartment I buy, can they borrow capital and mortgage with that property?

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07

181 / 5000 Kết quả dịch I have a loan at VAB, when I sell the mortgaged property to the buyer, the buyer needs to borrow at VAB, can I transfer my loan to the buyer in the name of the buyer?

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08

How old can I get a loan at VietABank?

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09

Can customers with a foreign spouse get a loan at VietABank?

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10

Is it possible to use someone else's property as a pledge/mortgage?

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